{"id":49,"date":"2022-02-21T18:09:50","date_gmt":"2022-02-21T23:09:50","guid":{"rendered":"http:\/\/mikegreco.com\/?page_id=49"},"modified":"2022-03-03T23:39:39","modified_gmt":"2022-03-04T04:39:39","slug":"all-in-one-policy","status":"publish","type":"page","link":"http:\/\/mikegreco.com\/index.php\/all-in-one-policy\/","title":{"rendered":"All-in-One Policy"},"content":{"rendered":"<h1>Cookie Policy<\/h1>\n<div class=\"entry-content\">\n<h1>Cookie Policy<\/h1>\n<div class=\"entry-content\">\n<p>COOKIE POLICY<\/p>\n<p>Last updated February 21, 2022<\/p>\n<p>This Cookie Policy explains how Mike Greco, LTD. (\u201cCompany\u201d, \u201cwe\u201d, \u201cus\u201d, and \u201cour\u201d) uses cookies and similar technologies to recognize you when you visit our websites at http:\/\/mikegreco.com, (\u201cWebsites\u201d). It explains what these technologies are and why we use them, as well as your rights to control our use of them.<\/p>\n<p>In some cases we may use cookies to collect personal information, or that becomes personal information if we combine it with other information.<\/p>\n<p>What are cookies?<\/p>\n<p>Cookies are small data files that are placed on your computer or mobile device when you visit a website. Cookies are widely used by website owners in order to make their websites work, or to work more efficiently, as well as to provide reporting information.<\/p>\n<p>Cookies set by the website owner (in this case, MikeGreco.com) are called \u201cfirst party cookies\u201d. Cookies set by parties other than the website owner are called \u201cthird party cookies\u201d. Third party cookies enable third party features or functionality to be provided on or through the website (e.g. like advertising, interactive content and analytics). The parties that set these third party cookies can recognize your computer both when it visits the website in question and also when it visits certain other websites.<\/p>\n<p>Why do we use cookies?<\/p>\n<p>We use first and third party cookies for several reasons. Some cookies are required for technical reasons in order for our Websites to operate, and we refer to these as \u201cessential\u201d or \u201cstrictly necessary\u201d cookies. Other cookies also enable us to track and target the interests of our users to enhance the experience on our Online Properties. Third parties serve cookies through our Websites for advertising, analytics and other purposes. This is described in more detail below.<\/p>\n<p>The specific types of first and third party cookies served through our Websites and the purposes they perform are described below (please note that the specific cookies served may vary depending on the specific Online Properties you visit):<\/p>\n<p>How can I control cookies?<\/p>\n<p>You have the right to decide whether to accept or reject cookies. You can exercise your cookie rights by setting your preferences in the Cookie Consent Manager. The Cookie Consent Manager allows you to select which categories of cookies you accept or reject. Essential cookies cannot be rejected as they are strictly necessary to provide you with services.<\/p>\n<p>The Cookie Consent Manager can be found in the notification banner and on our website. If you choose to reject cookies, you may still use our website though your access to some functionality and areas of our website may be restricted. You may also set or amend your web browser controls to accept or refuse cookies. As the means by which you can refuse cookies through your web browser controls vary from browser-to-browser, you should visit your browser\u2019s help menu for more information.<\/p>\n<p>In addition, most advertising networks offer you a way to opt out of targeted advertising. If you would like to find out more information, please visit http:\/\/www.aboutads.info\/choices\/ or http:\/\/www.youronlinechoices.com.<\/p>\n<p>The specific types of first and third party cookies served through our Websites and the purposes they perform are described in the table below (please note that the specific cookies served may vary depending on the specific Online Properties you visit):<\/p>\n<p>Essential website cookies:<br \/>\nThese cookies are strictly necessary to provide you with services available through our Websites and to use some of its features, such as access to secure areas.<br \/>\nName: MikeGreco.com<br \/>\nPurpose: Used to record unique visitor views of the consent banner.<br \/>\nProvider: MikeGreco.com<br \/>\nService: MikeGreco.com View Service Privacy Policy at : MikeGreco.com\/privacypolicy<br \/>\nCountry: United States (US)<br \/>\nType: http_cookie<br \/>\nExpires in: 1 year<\/p>\n<p>Performance and functionality cookies:<br \/>\nThese cookies are used to enhance the performance and functionality of our Websites but are non-essential to their use. However, without these cookies, certain functionality (like videos) may become unavailable.<br \/>\nName: PHPSESSID<br \/>\nPurpose: Cookie generated by applications based on the PHP language. This is a general purpose identifier used to maintain user session variables. It is normally a random generated number, how it is used can be specific to the site, but a good example is maintaining a logged-in status for a user between pages.<br \/>\nProvider: MikeGreco.com<br \/>\nService: PHP.net View Service Privacy Policy<br \/>\nCountry: United State (US)<br \/>\nType: server_cookie<br \/>\nExpires in: session<br \/>\nName: PHPSESSID<\/p>\n<p>Purpose:<br \/>\nCookie generated by applications based on the PHP language. This is a general purpose identifier used to maintain user session variables. It is normally a random generated number, how it is used can be specific to the site, but a good example is maintaining a logged-in status for a user between pages.<br \/>\nProvider: MikeGreco.com<br \/>\nService: PHP.net View Service Privacy Policy<br \/>\nCountry: United States (US)<br \/>\nType: server_cookie<br \/>\nExpires in: session<br \/>\nUnclassified cookies:<\/p>\n<p>These are cookies that have not yet been categorized. We are in the process of classifying these cookies with the help of their providers.<br \/>\nName: wp_dark_mode_visited<br \/>\nPurpose: To turn website dark\/light mode<br \/>\nProvider: MikeGreco.com<br \/>\nService: Dark\/Light mode<br \/>\nCountry: United States (US)<br \/>\nType: http_cookie<br \/>\nExpires in: 1 day<\/p>\n<p>What about other tracking technologies, like web beacons?<\/p>\n<p>Cookies are not the only way to recognize or track visitors to a website. We may use other, similar technologies from time to time, like web beacons (sometimes called \u201ctracking pixels\u201d or \u201cclear gifs\u201d). These are tiny graphics files that contain a unique identifier that enable us to recognize when someone has visited our Websites or opened an e-mail including them. This allows us, for example, to monitor the traffic patterns of users from one page within a website to another, to deliver or communicate with cookies, to understand whether you have come to the website from an online advertisement displayed on a third-party website, to improve site performance, and to measure the success of e-mail marketing campaigns. In many instances, these technologies are reliant on cookies to function properly, and so declining cookies will impair their functioning.<\/p>\n<p>Do you use Flash cookies or Local Shared Objects?<\/p>\n<p>Websites may also use so-called \u201cFlash Cookies\u201d (also known as Local Shared Objects or \u201cLSOs\u201d) to, among other things, collect and store information about your use of our services, fraud prevention and for other site operations.<\/p>\n<p>If you do not want Flash Cookies stored on your computer, you can adjust the settings of your Flash player to block Flash Cookies storage using the tools contained in the Website Storage Settings Panel. You can also control Flash Cookies by going to the Global Storage Settings Panel and following the instructions (which may include instructions that explain, for example, how to delete existing Flash Cookies (referred to \u201cinformation\u201d on the Macromedia site), how to prevent Flash LSOs from being placed on your computer without your being asked, and (for Flash Player 8 and later) how to block Flash Cookies that are not being delivered by the operator of the page you are on at the time).<\/p>\n<p>Please note that setting the Flash Player to restrict or limit acceptance of Flash Cookies may reduce or impede the functionality of some Flash applications, including, potentially, Flash applications used in connection with our services or online content.<\/p>\n<p>Do you serve targeted advertising?<\/p>\n<p>Third parties may serve cookies on your computer or mobile device to serve advertising through our Websites. These companies may use information about your visits to this and other websites in order to provide relevant advertisements about goods and services that you may be interested in. They may also employ technology that is used to measure the effectiveness of advertisements. This can be accomplished by them using cookies or web beacons to collect information about your visits to this and other sites in order to provide relevant advertisements about goods and services of potential interest to you. The information collected through this process does not enable us or them to identify your name, contact details or other details that directly identify you unless you choose to provide these.<\/p>\n<p>How often will you update this Cookie Policy?<\/p>\n<p>We may update this Cookie Policy from time to time in order to reflect, for example, changes to the cookies we use or for other operational, legal or regulatory reasons. Please therefore re-visit this Cookie Policy regularly to stay informed about our use of cookies and related technologies.<\/p>\n<p>The date at the top of this Cookie Policy indicates when it was last updated.<\/p>\n<p>Where can I get further information?<\/p>\n<p>If you have any questions about our use of cookies or other technologies, please email us at MikeGreco@MikeGreco.com&nbsp;or write to us by postal mail at:<\/p>\n<p>MRG Technologies, LTD.<br \/>\nMike Greco, LTD.<br \/>\n348 NW Broadview St<br \/>\nSuite #.: 101m<br \/>\nPort Saint Lucie, FL 34983-1609<br \/>\nUnited States (US)<\/p>\n<h1>Privacy Policy<\/h1>\n<div class=\"entry-content\">\n<h1>Privacy Policy<\/h1>\n<p>PRIVACY NOTICE<\/p>\n<p>Last updated February 21, 2022<\/p>\n<h2>Who we are<\/h2>\n<p>Our website address is: http:\/\/MikeGreco.com\/ or in a Secure Website: https:\/\/MikeGreco.com\/.<\/p>\n<h2>Comments<\/h2>\n<p>When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor\u2019s IP address and browser user agent string to help spam detection.<\/p>\n<p>An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https:\/\/automattic.com\/privacy\/. After approval of your comment, your profile picture is visible to the public in the context of your comment.<\/p>\n<h2>Media<\/h2>\n<p>If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.<\/p>\n<h2>Cookies<\/h2>\n<p>If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.<\/p>\n<p>If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.<\/p>\n<p>When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select \u201cRemember Me\u201d, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.<\/p>\n<p>If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.<\/p>\n<h2>Embedded content from other websites<\/h2>\n<p>Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.<\/p>\n<p>These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.<\/p>\n<h2>Who we share your data with<\/h2>\n<p>If you request a password reset, your IP address will be included in the reset email.<\/p>\n<h2>How long we retain your data<\/h2>\n<p>If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.<\/p>\n<p>For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.<\/p>\n<h2>What rights you have over your data<\/h2>\n<p>If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.<\/p>\n<h2>Where we send your data<\/h2>\n<p>Visitor comments may be checked through an automated spam detection service.<\/p>\n<p>More on :<br \/>\nOur Privacy Notice :<\/p>\n<p>Thank you for choosing to be part of our community at MRG Technologies \/ MRGTec.com, LTD. ~ MRGTec.Tech, doing business as Mike Greco, LTD. (\u201cMike Greco, LTD.,\u201d \u201cwe,\u201d \u201cus,\u201d or \u201cour\u201d). We are committed to protecting your personal information and your right to privacy. If you have any questions or concerns about this privacy notice or our practices with regard to your personal information, please contact us at MikeGreco@MikeGreco.com.<\/p>\n<p>This privacy notice describes how we might use your information if you:<br \/>\nVisit our website at http:\/\/MikeGreco.com<\/p>\n<p>Engage with us in other related ways \u2015 including any sales, marketing, or events<\/p>\n<p>In this privacy notice, if we refer to:<br \/>\n\u201cWebsite,\u201d we are referring to any website of ours that references or links to this policy<br \/>\n\u201cServices,\u201d we are referring to our Website, and other related services, including any sales, marketing, or events<br \/>\nThe purpose of this privacy notice is to explain to you in the clearest way possible what information we collect, how we use it, and what rights you have in relation to it. If there are any terms in this privacy notice that you do not agree with, please discontinue use of our Services immediately.<\/p>\n<p>Please read this privacy notice carefully, as it will help you understand what we do with the information that we collect.<\/p>\n<p>TABLE OF CONTENTS<\/p>\n<p>1. WHAT INFORMATION DO WE COLLECT?<br \/>\n2. WILL YOUR INFORMATION BE SHARED WITH ANYONE?<br \/>\n3. DO WE USE COOKIES AND OTHER TRACKING TECHNOLOGIES?<br \/>\n4. HOW LONG DO WE KEEP YOUR INFORMATION?<br \/>\n5. HOW DO WE KEEP YOUR INFORMATION SAFE?<br \/>\n6. WHAT ARE YOUR PRIVACY RIGHTS?<br \/>\n7. CONTROLS FOR DO-NOT-TRACK FEATURES<br \/>\n8. DO CALIFORNIA RESIDENTS HAVE SPECIFIC PRIVACY RIGHTS?<br \/>\n9. DO WE MAKE UPDATES TO THIS NOTICE?<br \/>\n10. HOW CAN YOU CONTACT US ABOUT THIS NOTICE?<br \/>\n11. HOW CAN YOU REVIEW, UPDATE OR DELETE THE DATA WE COLLECT FROM YOU?<\/p>\n<p>1. WHAT INFORMATION DO WE COLLECT?<\/p>\n<p>Personal information you disclose to us<\/p>\n<p>In Short: We collect personal information that you provide to us.<\/p>\n<p>We collect personal information that you voluntarily provide to us when you register on the Website, express an interest in obtaining information about us or our products and Services, when you participate in activities on the Website (such as by posting messages in our online forums or entering competitions, contests or giveaways) or otherwise when you contact us.<\/p>\n<p>The personal information that we collect depends on the context of your interactions with us and the Website, the choices you make and the products and features you use. The personal information we collect may include the following:<\/p>\n<p>Personal Information Provided by You. We collect email addresses; billing addresses; debit\/credit card numbers; contact or authentication data; passwords; usernames; names; and other similar information.<\/p>\n<p>Payment Data. We may collect data necessary to process your payment if you make purchases, such as your payment instrument number (such as a credit card number), and the security code associated with your payment instrument. All payment data is stored by PayPal, Stripe and Square\/Square UP. You may find their privacy notice link(s) here: https:\/\/www.paypal.com\/us\/webapps\/mpp\/ua\/privacy-full#personalData, http:\/\/www.stripe.com\/privacy and https:\/\/squareup.com\/us\/en\/legal\/general\/privacy-no-account.<\/p>\n<p>All personal information that you provide to us must be true, complete and accurate, and you must notify us of any changes to such personal information.<\/p>\n<p>2. WILL YOUR INFORMATION BE SHARED WITH ANYONE?<\/p>\n<p>In Short: We only share information with your consent, to comply with laws, to provide you with services, to protect your rights, or to fulfill business obligations.<\/p>\n<p>We may process or share your data that we hold based on the following legal basis:<br \/>\nConsent: We may process your data if you have given us specific consent to use your personal information for a specific purpose.<br \/>\nLegitimate Interests: We may process your data when it is reasonably necessary to achieve our legitimate business interests.<br \/>\nPerformance of a Contract: Where we have entered into a contract with you, we may process your personal information to fulfill the terms of our contract.<br \/>\nLegal Obligations: We may disclose your information where we are legally required to do so in order to comply with applicable law, governmental requests, a judicial proceeding, court order, or legal process, such as in response to a court order or a subpoena (including in response to public authorities to meet national security or law enforcement requirements).<br \/>\nVital Interests: We may disclose your information where we believe it is necessary to investigate, prevent, or take action regarding potential violations of our policies, suspected fraud, situations involving potential threats to the safety of any person and illegal activities, or as evidence in litigation in which we are involved.<br \/>\nMore specifically, we may need to process your data or share your personal information in the following situations:<br \/>\nBusiness Transfers. We may share or transfer your information in connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company.<\/p>\n<p>3. DO WE USE COOKIES AND OTHER TRACKING TECHNOLOGIES?<\/p>\n<p>In Short: We may use cookies and other tracking technologies to collect and store your information.<\/p>\n<p>We may use cookies and similar tracking technologies (like web beacons and pixels) to access or store information. Specific information about how we use such technologies and how you can refuse certain cookies is set out in our Cookie Notice.<\/p>\n<p>4. HOW LONG DO WE KEEP YOUR INFORMATION?<\/p>\n<p>In Short: We keep your information for as long as necessary to fulfill the purposes outlined in this privacy notice unless otherwise required by law.<\/p>\n<p>We will only keep your personal information for as long as it is necessary for the purposes set out in this privacy notice, unless a longer retention period is required or permitted by law (such as tax, accounting or other legal requirements). No purpose in this notice will require us keeping your personal information for longer than the period of time in which users have an account with us.<\/p>\n<p>When we have no ongoing legitimate business need to process your personal information, we will either delete or anonymize such information, or, if this is not possible (for example, because your personal information has been stored in backup archives), then we will securely store your personal information and isolate it from any further processing until deletion is possible.<\/p>\n<p>5. HOW DO WE KEEP YOUR INFORMATION SAFE?<\/p>\n<p>In Short: We aim to protect your personal information through a system of organizational and technical security measures.<\/p>\n<p>We have implemented appropriate technical and organizational security measures designed to protect the security of any personal information we process. However, despite our safeguards and efforts to secure your information, no electronic transmission over the Internet or information storage technology can be guaranteed to be 100% secure, so we cannot promise or guarantee that hackers, cybercriminals, or other unauthorized third parties will not be able to defeat our security, and improperly collect, access, steal, or modify your information. Although we will do our best to protect your personal information, transmission of personal information to and from our Website is at your own risk. You should only access the Website within a secure environment.<\/p>\n<p>6. WHAT ARE YOUR PRIVACY RIGHTS?<\/p>\n<p>In Short: In some regions, such as the European Economic Area (EEA) and United Kingdom (UK), you have rights that allow you greater access to and control over your personal information. You may review, change, or terminate your account at any time.<\/p>\n<p>In some regions (like the EEA and UK), you have certain rights under applicable data protection laws. These may include the right (i) to request access and obtain a copy of your personal information, (ii) to request rectification or erasure; (iii) to restrict the processing of your personal information; and (iv) if applicable, to data portability. In certain circumstances, you may also have the right to object to the processing of your personal information. To make such a request, please use the contact details provided below. We will consider and act upon any request in accordance with applicable data protection laws.<\/p>\n<p>If we are relying on your consent to process your personal information, you have the right to withdraw your consent at any time. Please note however that this will not affect the lawfulness of the processing before its withdrawal, nor will it affect the processing of your personal information conducted in reliance on lawful processing grounds other than consent.<\/p>\n<p>If you are a resident in the EEA or UK and you believe we are unlawfully processing your personal information, you also have the right to complain to your local data protection supervisory authority. You can find their contact details here: https:\/\/ec.europa.eu\/justice\/data-protection\/bodies\/authorities\/index_en.htm.<\/p>\n<p>If you are a resident in Switzerland, the contact details for the data protection authorities are available here: https:\/\/www.edoeb.admin.ch\/edoeb\/en\/home.html.<\/p>\n<p>If you have questions or comments about your privacy rights, you may email us at MikeGreco@MikeGreco.com<\/p>\n<p>Account Information<\/p>\n<p>If you would at any time like to review or change the information in your account or terminate your account, you can:<br \/>\nLog in to your account settings and update your user account.<br \/>\nContact us using the contact information provided.<br \/>\nUpon your request to terminate your account, we will deactivate or delete your account and information from our active databases. However, we may retain some information in our files to prevent fraud, troubleshoot problems, assist with any investigations, enforce our Terms of Use and\/or comply with applicable legal requirements.<\/p>\n<p>Opting out of email marketing: You can unsubscribe from our marketing email list at any time by clicking on the unsubscribe link in the emails that we send or by contacting us using the details provided below. You will then be removed from the marketing email list \u2014 however, we may still communicate with you, for example to send you service-related emails that are necessary for the administration and use of your account, to respond to service requests, or for other non-marketing purposes. To otherwise opt-out, you may:<br \/>\nAccess your account settings and update your preferences.<br \/>\nContact us using the contact information provided.<\/p>\n<p>7. CONTROLS FOR DO-NOT-TRACK FEATURES<\/p>\n<p>Most web browsers and some mobile operating systems and mobile applications include a Do-Not-Track (\u201cDNT\u201d) feature or setting you can activate to signal your privacy preference not to have data about your online browsing activities monitored and collected. At this stage no uniform technology standard for recognizing and implementing DNT signals has been finalized. As such, we do not currently respond to DNT browser signals or any other mechanism that automatically communicates your choice not to be tracked online. If a standard for online tracking is adopted that we must follow in the future, we will inform you about that practice in a revised version of this privacy notice.<\/p>\n<p>8. DO CALIFORNIA RESIDENTS HAVE SPECIFIC PRIVACY RIGHTS?<\/p>\n<p>In Short: Yes, if you are a resident of California, you are granted specific rights regarding access to your personal information.<\/p>\n<p>California Civil Code Section 1798.83, also known as the \u201cShine The Light\u201d law, permits our users who are California residents to request and obtain from us, once a year and free of charge, information about categories of personal information (if any) we disclosed to third parties for direct marketing purposes and the names and addresses of all third parties with which we shared personal information in the immediately preceding calendar year. If you are a California resident and would like to make such a request, please submit your request in writing to us using the contact information provided below.<\/p>\n<p>If you are under 18 years of age, reside in California, and have a registered account with the Website, you have the right to request removal of unwanted data that you publicly post on the Website. To request removal of such data, please contact us using the contact information provided below, and include the email address associated with your account and a statement that you reside in California. We will make sure the data is not publicly displayed on the Website, but please be aware that the data may not be completely or comprehensively removed from all our systems (e.g. backups, etc.).<\/p>\n<p>CCPA Privacy Notice<\/p>\n<p>The California Code of Regulations defines a \u201cresident\u201d as:<\/p>\n<p>(1) every individual who is in the State of California for other than a temporary or transitory purpose and<br \/>\n(2) every individual who is domiciled in the State of California who is outside the State of California for a temporary or transitory purpose<\/p>\n<p>All other individuals are defined as \u201cnon-residents.\u201d<\/p>\n<p>If this definition of \u201cresident\u201d applies to you, we must adhere to certain rights and obligations regarding your personal information.<\/p>\n<p>What categories of personal information do we collect?<\/p>\n<p>We have collected the following categories of personal information in the past twelve (12) months:<\/p>\n<p><a href=\"https:\/\/i0.wp.com\/MikeGreco.com\/images\/wp\/ca_chart.png\"><img decoding=\"async\" src=\"https:\/\/i0.wp.com\/MikeGreco.com\/images\/wp\/ca_chart.png?w=640\" data-recalc-dims=\"1\"><\/a><\/p>\n<p>We may also collect other personal information outside of these categories instances where you interact with us in-person, online, or by phone or mail in the context of:<br \/>\nReceiving help through our customer support channels;<br \/>\nParticipation in customer surveys or contests; and<br \/>\nFacilitation in the delivery of our Services and to respond to your inquiries.<\/p>\n<p>How do we use and share your personal information?<\/p>\n<p>More information about our data collection and sharing practices can be found in this privacy notice.<\/p>\n<p>You may contact us by email at MikeGreco@MikeGreco.com, by visiting http:\/\/MikeGreco.com\/contactme, or by referring to the contact details at the bottom of this document.<\/p>\n<p>If you are using an authorized agent to exercise your right to opt-out we may deny a request if the authorized agent does not submit proof that they have been validly authorized to act on your behalf.<\/p>\n<p>Will your information be shared with anyone else?<\/p>\n<p>We may disclose your personal information with our service providers pursuant to a written contract between us and each service provider. Each service provider is a for-profit entity that processes the information on our behalf.<\/p>\n<p>We may use your personal information for our own business purposes, such as for undertaking internal research for technological development and demonstration. This is not considered to be \u201cselling\u201d of your personal data.<\/p>\n<p>MRG Technologies, LTD. has not disclosed or sold any personal information to third parties for a business or commercial purpose in the preceding 12 months. MRG Technologies, LTD. will not sell personal information in the future belonging to website visitors, users and other consumers.<\/p>\n<p>Your rights with respect to your personal data<\/p>\n<p>Right to request deletion of the data \u2013 Request to delete<\/p>\n<p>You can ask for the deletion of your personal information. If you ask us to delete your personal information, we will respect your request and delete your personal information, subject to certain exceptions provided by law, such as (but not limited to) the exercise by another consumer of his or her right to free speech, our compliance requirements resulting from a legal obligation or any processing that may be required to protect against illegal activities.<\/p>\n<p>Right to be informed \u2013 Request to know<\/p>\n<p>Depending on the circumstances, you have a right to know:<br \/>\nwhether we collect and use your personal information;<br \/>\nthe categories of personal information that we collect;<br \/>\nthe purposes for which the collected personal information is used;<br \/>\nwhether we sell your personal information to third parties;<br \/>\nthe categories of personal information that we sold or disclosed for a business purpose;<br \/>\nthe categories of third parties to whom the personal information was sold or disclosed for a business purpose; and<br \/>\nthe business or commercial purpose for collecting or selling personal information.<\/p>\n<p>In accordance with applicable law, we are not obligated to provide or delete consumer information that is de-identified in response to a consumer request or to re-identify individual data to verify a consumer request.<\/p>\n<p>Right to Non-Discrimination for the Exercise of a Consumer\u2019s Privacy Rights<\/p>\n<p>We will not discriminate against you if you exercise your privacy rights.<\/p>\n<p>Verification process<\/p>\n<p>Upon receiving your request, we will need to verify your identity to determine you are the same person about whom we have the information in our system. These verification efforts require us to ask you to provide information so that we can match it with information you have previously provided us. For instance, depending on the type of request you submit, we may ask you to provide certain information so that we can match the information you provide with the information we already have on file, or we may contact you through a communication method (e.g. phone or email) that you have previously provided to us. We may also use other verification methods as the circumstances dictate.<\/p>\n<p>We will only use personal information provided in your request to verify your identity or authority to make the request. To the extent possible, we will avoid requesting additional information from you for the purposes of verification. If, however, we cannot verify your identity from the information already maintained by us, we may request that you provide additional information for the purposes of verifying your identity, and for security or fraud-prevention purposes. We will delete such additionally provided information as soon as we finish verifying you.<\/p>\n<p>Other privacy rights<\/p>\n<p>you may object to the processing of your personal data.<\/p>\n<p>you may request correction of your personal data if it is incorrect or no longer relevant, or ask to restrict the processing of the data.<\/p>\n<p>you can designate an authorized agent to make a request under the CCPA on your behalf. We may deny a request from an authorized agent that does not submit proof that they have been validly authorized to act on your behalf in accordance with the CCPA.<\/p>\n<p>you may request to opt-out from future selling of your personal information to third parties. Upon receiving a request to opt-out, we will act upon the request as soon as feasibly possible, but no later than 15 days from the date of the request submission.<br \/>\nTo exercise these rights, you can contact us by email at MikeGreco@MikeGreco.com, by visiting http:\/\/MikeGreco.com\/contactme, or by referring to the contact details at the bottom of this document. If you have a complaint about how we handle your data, we would like to hear from you.<\/p>\n<p>9. DO WE MAKE UPDATES TO THIS NOTICE?<\/p>\n<p>In Short: Yes, we will update this notice as necessary to stay compliant with relevant laws.<\/p>\n<p>We may update this privacy notice from time to time. The updated version will be indicated by an updated \u201cRevised\u201d date and the updated version will be effective as soon as it is accessible. If we make material changes to this privacy notice, we may notify you either by prominently posting a notice of such changes or by directly sending you a notification. We encourage you to review this privacy notice frequently to be informed of how we are protecting your information.<\/p>\n<p>10. HOW CAN YOU CONTACT US ABOUT THIS NOTICE?<\/p>\n<p>If you have questions or comments about this notice, you may email us at MikeGreco@MikeGreco.com&nbsp;or by post to:<\/p>\n<p>MRG Technologies, LTD.<br \/>\nMike Greco, LTD.<br \/>\n348 NW Broadview St<br \/>\nSuite #.: 101m<br \/>\nPort Saint Lucie, FL 34983<br \/>\nUnited States<\/p>\n<h1>Terms and\/of Conditions, Service &amp; Use Policy<\/h1>\n<div class=\"entry-content\">\n<h1>Terms of\/and Conditions, Service &amp; Use Policy<\/h1>\n<p>TERMS OF USE, SERVICE &amp; CONDITIONS<\/p>\n<p>Last updated February 21, 2022<\/p>\n<p>TABLE OF CONTENTS<\/p>\n<p>1. AGREEMENT TO TERMS<br \/>\n2. INTELLECTUAL PROPERTY RIGHTS<br \/>\n3. USER REPRESENTATIONS<br \/>\n4. USER REGISTRATION<br \/>\n5. PROHIBITED ACTIVITIES<br \/>\n6. USER GENERATED CONTRIBUTIONS<br \/>\n7. CONTRIBUTION LICENSE<br \/>\n8. SUBMISSIONS<br \/>\n9. SITE MANAGEMENT<br \/>\n10. PRIVACY POLICY<br \/>\n11. DIGITAL MILLENNIUM COPYRIGHT ACT (DMCA) NOTICE AND POLICY<br \/>\n12. TERM AND TERMINATION<br \/>\n13. MODIFICATIONS AND INTERRUPTIONS<br \/>\n14. GOVERNING LAW<br \/>\n15. DISPUTE RESOLUTION<br \/>\n16. CORRECTIONS<br \/>\n17. DISCLAIMER<br \/>\n18. LIMITATIONS OF LIABILITY<br \/>\n19. INDEMNIFICATION<br \/>\n20. USER DATA<br \/>\n21. ELECTRONIC COMMUNICATIONS, TRANSACTIONS, AND SIGNATURES<br \/>\n22. CALIFORNIA USERS AND RESIDENTS<br \/>\n23. MISCELLANEOUS<br \/>\n24. CONTACT US<\/p>\n<p>1. AGREEMENT TO TERMS<\/p>\n<p>These Terms of Use constitute a legally binding agreement made between you, whether personally or on behalf of an entity (\u201cyou\u201d) and MRG Technologies \/ MRGTec.com, LTD. ~ MRGTec.Tech, doing business as Mike Greco, LTD. (\u201cMike Greco, LTD.,\u201d \u201cwe,\u201d \u201cus,\u201d or \u201cour\u201d), concerning your access to and use of the http:\/\/MikeGreco.com website as well as any other media form, media channel, mobile website or mobile application related, linked, or otherwise connected thereto (collectively, the \u201cSite\u201d). We are registered in Florida, United States and have our registered office at 348 NW Broadview St, Suite #.: 101m, Port Saint Lucie, FL 34983-1609. You agree that by accessing the Site, you have read, understood, and agreed to be bound by all of these Terms of Use. IF YOU DO NOT AGREE WITH ALL OF THESE TERMS OF USE, THEN YOU ARE EXPRESSLY PROHIBITED FROM USING THE SITE AND YOU MUST DISCONTINUE USE IMMEDIATELY.<\/p>\n<p>Supplemental terms and conditions or documents that may be posted on the Site from time to time are hereby expressly incorporated herein by reference. We reserve the right, in our sole discretion, to make changes or modifications to these Terms of Use from time to time. We will alert you about any changes by updating the \u201cLast updated\u201d date of these Terms of Use, and you waive any right to receive specific notice of each such change. Please ensure that you check the applicable Terms every time you use our Site so that you understand which Terms apply. You will be subject to, and will be deemed to have been made aware of and to have accepted, the changes in any revised Terms of Use by your continued use of the Site after the date such revised Terms of Use are posted.<\/p>\n<p>The information provided on the Site is not intended for distribution to or use by any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject us to any registration requirement within such jurisdiction or country. Accordingly, those persons who choose to access the Site from other locations do so on their own initiative and are solely responsible for compliance with local laws, if and to the extent local laws are applicable.<\/p>\n<p>The Site is not tailored to comply with industry-specific regulations (Health Insurance Portability and Accountability Act (HIPAA), Federal Information Security Management Act (FISMA), etc.), so if your interactions would be subjected to such laws, you may not use this Site. You may not use the Site in a way that would violate the Gramm-Leach-Bliley Act (GLBA).<\/p>\n<p>The Site is intended for users who are at least 18 years old. Persons under the age of 18 are not permitted to use or register for the Site.<\/p>\n<p>2. INTELLECTUAL PROPERTY RIGHTS<\/p>\n<p>Unless otherwise indicated, the Site is our proprietary property and all source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics on the Site (collectively, the \u201cContent\u201d) and the trademarks, service marks, and logos contained therein (the \u201cMarks\u201d) are owned or controlled by us or licensed to us, and are protected by copyright and trademark laws and various other intellectual property rights and unfair competition laws of the United States, international copyright laws, and international conventions. The Content and the Marks are provided on the Site \u201cAS IS\u201d for your information and personal use only. Except as expressly provided in these Terms of Use, no part of the Site and no Content or Marks may be copied, reproduced, aggregated, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, distributed, sold, licensed, or otherwise exploited for any commercial purpose whatsoever, without our express prior written permission.<\/p>\n<p>Provided that you are eligible to use the Site, you are granted a limited license to access and use the Site and to download or print a copy of any portion of the Content to which you have properly gained access solely for your personal, non-commercial use. We reserve all rights not expressly granted to you in and to the Site, the Content and the Marks.<\/p>\n<p>3. USER REPRESENTATIONS<\/p>\n<p>By using the Site, you represent and warrant that: (1) all registration information you submit will be true, accurate, current, and complete; (2) you will maintain the accuracy of such information and promptly update such registration information as necessary; (3) you have the legal capacity and you agree to comply with these Terms of Use; (4) you are not a minor in the jurisdiction in which you reside; (5) you will not access the Site through automated or non-human means, whether through a bot, script, or otherwise; (6) you will not use the Site for any illegal or unauthorized purpose; and (7) your use of the Site will not violate any applicable law or regulation.<\/p>\n<p>If you provide any information that is untrue, inaccurate, not current, or incomplete, we have the right to suspend or terminate your account and refuse any and all current or future use of the Site (or any portion thereof).<\/p>\n<p>4. USER REGISTRATION<\/p>\n<p>You may be required to register with the Site. You agree to keep your password confidential and will be responsible for all use of your account and password. We reserve the right to remove, reclaim, or change a username you select if we determine, in our sole discretion, that such username is inappropriate, obscene, or otherwise objectionable.<\/p>\n<p>5. PROHIBITED ACTIVITIES<\/p>\n<p>You may not access or use the Site for any purpose other than that for which we make the Site available. The Site may not be used in connection with any commercial endeavors except those that are specifically endorsed or approved by us.<\/p>\n<p>As a user of the Site, you agree not to:<br \/>\nSystematically retrieve data or other content from the Site to create or compile, directly or indirectly, a collection, compilation, database, or directory without written permission from us.<br \/>\nTrick, defraud, or mislead us and other users, especially in any attempt to learn sensitive account information such as user passwords.<br \/>\nCircumvent, disable, or otherwise interfere with security-related features of the Site, including features that prevent or restrict the use or copying of any Content or enforce limitations on the use of the Site and\/or the Content contained therein.<br \/>\nDisparage, tarnish, or otherwise harm, in our opinion, us and\/or the Site.<br \/>\nUse any information obtained from the Site in order to harass, abuse, or harm another person.<br \/>\nMake improper use of our support services or submit false reports of abuse or misconduct.<br \/>\nUse the Site in a manner inconsistent with any applicable laws or regulations.<br \/>\nEngage in unauthorized framing of or linking to the Site.<br \/>\nUpload or transmit (or attempt to upload or to transmit) viruses, Trojan horses, or other material, including excessive use of capital letters and spamming (continuous posting of repetitive text), that interferes with any party\u2019s uninterrupted use and enjoyment of the Site or modifies, impairs, disrupts, alters, or interferes with the use, features, functions, operation, or maintenance of the Site.<br \/>\nEngage in any automated use of the system, such as using scripts to send comments or messages, or using any data mining, robots, or similar data gathering and extraction tools.<br \/>\nDelete the copyright or other proprietary rights notice from any Content.<br \/>\nAttempt to impersonate another user or person or use the username of another user.<br \/>\nUpload or transmit (or attempt to upload or to transmit) any material that acts as a passive or active information collection or transmission mechanism, including without limitation, clear graphics interchange formats (\u201cgifs\u201d), 1\u00d71 pixels, web bugs, cookies, or other similar devices (sometimes referred to as \u201cspyware\u201d or \u201cpassive collection mechanisms\u201d or \u201cpcms\u201d).<br \/>\nInterfere with, disrupt, or create an undue burden on the Site or the networks or services connected to the Site.<br \/>\nHarass, annoy, intimidate, or threaten any of our employees or agents engaged in providing any portion of the Site to you.<br \/>\nAttempt to bypass any measures of the Site designed to prevent or restrict access to the Site, or any portion of the Site.<br \/>\nCopy or adapt the Site\u2019s software, including but not limited to Flash, PHP, HTML, JavaScript, or other code.<br \/>\nExcept as permitted by applicable law, decipher, decompile, disassemble, or reverse engineer any of the software comprising or in any way making up a part of the Site.<br \/>\nExcept as may be the result of standard search engine or Internet browser usage, use, launch, develop, or distribute any automated system, including without limitation, any spider, robot, cheat utility, scraper, or offline reader that accesses the Site, or using or launching any unauthorized script or other software.<br \/>\nUse a buying agent or purchasing agent to make purchases on the Site.<br \/>\nMake any unauthorized use of the Site, including collecting usernames and\/or email addresses of users by electronic or other means for the purpose of sending unsolicited email, or creating user accounts by automated means or under false pretenses.<br \/>\nUse the Site as part of any effort to compete with us or otherwise use the Site and\/or the Content for any revenue-generating endeavor or commercial enterprise.<\/p>\n<p>6. USER GENERATED CONTRIBUTIONS<\/p>\n<p>The Site may invite you to chat, contribute to, or participate in blogs, message boards, online forums, and other functionality, and may provide you with the opportunity to create, submit, post, display, transmit, perform, publish, distribute, or broadcast content and materials to us or on the Site, including but not limited to text, writings, video, audio, photographs, graphics, comments, suggestions, or personal information or other material (collectively, \u201cContributions\u201d). Contributions may be viewable by other users of the Site and through third-party websites. As such, any Contributions you transmit may be treated as non-confidential and non-proprietary. When you create or make available any Contributions, you thereby represent and warrant that:<\/p>\n<p>The creation, distribution, transmission, public display, or performance, and the accessing, downloading, or copying of your Contributions do not and will not infringe the proprietary rights, including but not limited to the copyright, patent, trademark, trade secret, or moral rights of any third party.<br \/>\nYou are the creator and owner of or have the necessary licenses, rights, consents, releases, and permissions to use and to authorize us, the Site, and other users of the Site to use your Contributions in any manner contemplated by the Site and these Terms of Use.<br \/>\nYou have the written consent, release, and\/or permission of each and every identifiable individual person in your Contributions to use the name or likeness of each and every such identifiable individual person to enable inclusion and use of your Contributions in any manner contemplated by the Site and these Terms of Use.<br \/>\nYour Contributions are not false, inaccurate, or misleading.<br \/>\nYour Contributions are not unsolicited or unauthorized advertising, promotional materials, pyramid schemes, chain letters, spam, mass mailings, or other forms of solicitation.<br \/>\nYour Contributions are not obscene, lewd, lascivious, filthy, violent, harassing, libelous, slanderous, or otherwise objectionable (as determined by us).<br \/>\nYour Contributions do not ridicule, mock, disparage, intimidate, or abuse anyone.<br \/>\nYour Contributions are not used to harass or threaten (in the legal sense of those terms) any other person and to promote violence against a specific person or class of people.<br \/>\nYour Contributions do not violate any applicable law, regulation, or rule.<br \/>\nYour Contributions do not violate the privacy or publicity rights of any third party.<br \/>\nYour Contributions do not violate any applicable law concerning child pornography, or otherwise intended to protect the health or well-being of minors.<br \/>\nYour Contributions do not include any offensive comments that are connected to race, national origin, gender, sexual preference, or physical handicap.<br \/>\nYour Contributions do not otherwise violate, or link to material that violates, any provision of these Terms of Use, or any applicable law or regulation.<br \/>\nAny use of the Site in violation of the foregoing violates these Terms of Use and may result in, among other things, termination or suspension of your rights to use the Site.<\/p>\n<p>7. CONTRIBUTION LICENSE<\/p>\n<p>By posting your Contributions to any part of the Site, you automatically grant, and you represent and warrant that you have the right to grant, to us an unrestricted, unlimited, irrevocable, perpetual, non-exclusive, transferable, royalty-free, fully-paid, worldwide right, and license to host, use, copy, reproduce, disclose, sell, resell, publish, broadcast, retitle, archive, store, cache, publicly perform, publicly display, reformat, translate, transmit, excerpt (in whole or in part), and distribute such Contributions (including, without limitation, your image and voice) for any purpose, commercial, advertising, or otherwise, and to prepare derivative works of, or incorporate into other works, such Contributions, and grant and authorize sublicenses of the foregoing. The use and distribution may occur in any media formats and through any media channels.<\/p>\n<p>This license will apply to any form, media, or technology now known or hereafter developed, and includes our use of your name, company name, and franchise name, as applicable, and any of the trademarks, service marks, trade names, logos, and personal and commercial images you provide. You waive all moral rights in your Contributions, and you warrant that moral rights have not otherwise been asserted in your Contributions.<\/p>\n<p>We do not assert any ownership over your Contributions. You retain full ownership of all of your Contributions and any intellectual property rights or other proprietary rights associated with your Contributions. We are not liable for any statements or representations in your Contributions provided by you in any area on the Site. You are solely responsible for your Contributions to the Site and you expressly agree to exonerate us from any and all responsibility and to refrain from any legal action against us regarding your Contributions.<\/p>\n<p>We have the right, in our sole and absolute discretion, (1) to edit, redact, or otherwise change any Contributions; (2) to re-categorize any Contributions to place them in more appropriate locations on the Site; and (3) to pre-screen or delete any Contributions at any time and for any reason, without notice. We have no obligation to monitor your Contributions.<\/p>\n<p>8. SUBMISSIONS<\/p>\n<p>You acknowledge and agree that any questions, comments, suggestions, ideas, feedback, or other information regarding the Site (\u201cSubmissions\u201d) provided by you to us are non-confidential and shall become our sole property. We shall own exclusive rights, including all intellectual property rights, and shall be entitled to the unrestricted use and dissemination of these Submissions for any lawful purpose, commercial or otherwise, without acknowledgment or compensation to you. You hereby waive all moral rights to any such Submissions, and you hereby warrant that any such Submissions are original with you or that you have the right to submit such Submissions. You agree there shall be no recourse against us for any alleged or actual infringement or misappropriation of any proprietary right in your Submissions.<\/p>\n<p>9. SITE MANAGEMENT<\/p>\n<p>We reserve the right, but not the obligation, to: (1) monitor the Site for violations of these Terms of Use; (2) take appropriate legal action against anyone who, in our sole discretion, violates the law or these Terms of Use, including without limitation, reporting such user to law enforcement authorities; (3) in our sole discretion and without limitation, refuse, restrict access to, limit the availability of, or disable (to the extent technologically feasible) any of your Contributions or any portion thereof; (4) in our sole discretion and without limitation, notice, or liability, to remove from the Site or otherwise disable all files and content that are excessive in size or are in any way burdensome to our systems; and (5) otherwise manage the Site in a manner designed to protect our rights and property and to facilitate the proper functioning of the Site.<\/p>\n<p>10. PRIVACY POLICY<\/p>\n<p>We care about data privacy and security. Please review our Privacy Policy: http:\/\/MikeGreco.com\/privacy-policy. By using the Site, you agree to be bound by our Privacy Policy, which is incorporated into these Terms of Use. Please be advised the Site is hosted in France. If you access the Site from any other region of the world with laws or other requirements governing personal data collection, use, or disclosure that differ from applicable laws in France, then through your continued use of the Site, you are transferring your data to France, and you agree to have your data transferred to and processed in France.<\/p>\n<p>11. DIGITAL MILLENNIUM COPYRIGHT ACT (DMCA) NOTICE AND POLICY<\/p>\n<p>Notifications<\/p>\n<p>We respect the intellectual property rights of others. If you believe that any material available on or through the Site infringes upon any copyright you own or control, please immediately notify our Designated Copyright Agent using the contact information provided below (a \u201cNotification\u201d). A copy of your Notification will be sent to the person who posted or stored the material addressed in the Notification. Please be advised that pursuant to federal law you may be held liable for damages if you make material misrepresentations in a Notification. Thus, if you are not sure that material located on or linked to by the Site infringes your copyright, you should consider first contacting an attorney.<\/p>\n<p>All Notifications should meet the requirements of DMCA 17 U.S.C. \u00a7 512(c)(3) and include the following information: (1) A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed; (2) identification of the copyrighted work claimed to have been infringed, or, if multiple copyrighted works on the Site are covered by the Notification, a representative list of such works on the Site; (3) identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit us to locate the material; (4) information reasonably sufficient to permit us to contact the complaining party, such as an address, telephone number, and, if available, an email address at which the complaining party may be contacted; (5) a statement that the complaining party has a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law; and (6) a statement that the information in the notification is accurate, and under penalty of perjury, that the complaining party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed upon.<\/p>\n<p>Counter Notification<\/p>\n<p>If you believe your own copyrighted material has been removed from the Site as a result of a mistake or misidentification, you may submit a written counter notification to [us\/our Designated Copyright Agent] using the contact information provided below (a \u201cCounter Notification\u201d). To be an effective Counter Notification under the DMCA, your Counter Notification must include substantially the following: (1) identification of the material that has been removed or disabled and the location at which the material appeared before it was removed or disabled; (2) a statement that you consent to the jurisdiction of the Federal District Court in which your address is located, or if your address is outside the United States, for any judicial district in which we are located; (3) a statement that you will accept service of process from the party that filed the Notification or the party\u2019s agent; (4) your name, address, and telephone number; (5) a statement under penalty of perjury that you have a good faith belief that the material in question was removed or disabled as a result of a mistake or misidentification of the material to be removed or disabled; and (6) your physical or electronic signature.<\/p>\n<p>If you send us a valid, written Counter Notification meeting the requirements described above, we will restore your removed or disabled material, unless we first receive notice from the party filing the Notification informing us that such party has filed a court action to restrain you from engaging in infringing activity related to the material in question. Please note that if you materially misrepresent that the disabled or removed content was removed by mistake or misidentification, you may be liable for damages, including costs and attorney\u2019s fees. Filing a false Counter Notification constitutes perjury.<\/p>\n<p>Designated Copyright Agent<br \/>\nMRG Technologies, LTD.<br \/>\nMike Greco, LTD.<br \/>\nAttn: Copyright Agent<br \/>\n348 NW Broadview St<br \/>\nSuite #.: 101m<br \/>\nPort Saint Lucie, FL 34983<br \/>\nUnited States<br \/>\nMikeGreco@MikeGreco.com<\/p>\n<p>12. TERM AND TERMINATION<\/p>\n<p>These Terms of Use shall remain in full force and effect while you use the Site. WITHOUT LIMITING ANY OTHER PROVISION OF THESE TERMS OF USE, WE RESERVE THE RIGHT TO, IN OUR SOLE DISCRETION AND WITHOUT NOTICE OR LIABILITY, DENY ACCESS TO AND USE OF THE SITE (INCLUDING BLOCKING CERTAIN IP ADDRESSES), TO ANY PERSON FOR ANY REASON OR FOR NO REASON, INCLUDING WITHOUT LIMITATION FOR BREACH OF ANY REPRESENTATION, WARRANTY, OR COVENANT CONTAINED IN THESE TERMS OF USE OR OF ANY APPLICABLE LAW OR REGULATION. WE MAY TERMINATE YOUR USE OR PARTICIPATION IN THE SITE OR DELETE YOUR ACCOUNT AND ANY CONTENT OR INFORMATION THAT YOU POSTED AT ANY TIME, WITHOUT WARNING, IN OUR SOLE DISCRETION.<\/p>\n<p>If we terminate or suspend your account for any reason, you are prohibited from registering and creating a new account under your name, a fake or borrowed name, or the name of any third party, even if you may be acting on behalf of the third party. In addition to terminating or suspending your account, we reserve the right to take appropriate legal action, including without limitation pursuing civil, criminal, and injunctive redress.<\/p>\n<p>13. MODIFICATIONS AND INTERRUPTIONS<\/p>\n<p>We reserve the right to change, modify, or remove the contents of the Site at any time or for any reason at our sole discretion without notice. However, we have no obligation to update any information on our Site. We also reserve the right to modify or discontinue all or part of the Site without notice at any time. We will not be liable to you or any third party for any modification, price change, suspension, or discontinuance of the Site.<\/p>\n<p>We cannot guarantee the Site will be available at all times. We may experience hardware, software, or other problems or need to perform maintenance related to the Site, resulting in interruptions, delays, or errors. We reserve the right to change, revise, update, suspend, discontinue, or otherwise modify the Site at any time or for any reason without notice to you. You agree that we have no liability whatsoever for any loss, damage, or inconvenience caused by your inability to access or use the Site during any downtime or discontinuance of the Site. Nothing in these Terms of Use will be construed to obligate us to maintain and support the Site or to supply any corrections, updates, or releases in connection therewith.<\/p>\n<p>14. GOVERNING LAW<\/p>\n<p>These Terms of Use and your use of the Site are governed by and construed in accordance with the laws of the State of Florida applicable to agreements made and to be entirely performed within the State of Florida, without regard to its conflict of law principles.<\/p>\n<p>15. DISPUTE RESOLUTION<br \/>\nBinding Arbitration<\/p>\n<p>Any dispute arising out of or in connection with this contract, including any question regarding its existence, validity or termination, shall be referred to and finally resolved by the International Commercial Arbitration Court under the European Arbitration Chamber (Belgium, Brussels, Avenue Louise, 146) according to the Rules of this ICAC, which, as a result of referring to it, is considered as the part of this clause. The number of arbitrators shall be __________. The seat, or legal place, of arbitration shall be St Lucie County, Florida. The language of the proceedings shall be in English. The governing law of the contract shall be the substantive law of United States.<\/p>\n<p>Restrictions<\/p>\n<p>The Parties agree that any arbitration shall be limited to the Dispute between the Parties individually. To the full extent permitted by law, (a) no arbitration shall be joined with any other proceeding; (b) there is no right or authority for any Dispute to be arbitrated on a class-action basis or to utilize class action procedures; and (c) there is no right or authority for any Dispute to be brought in a purported representative capacity on behalf of the general public or any other persons.<\/p>\n<p>Exceptions to Arbitration<\/p>\n<p>The Parties agree that the following Disputes are not subject to the above provisions concerning binding arbitration: (a) any Disputes seeking to enforce or protect, or concerning the validity of, any of the intellectual property rights of a Party; (b) any Dispute related to, or arising from, allegations of theft, piracy, invasion of privacy, or unauthorized use; and (c) any claim for injunctive relief. If this provision is found to be illegal or unenforceable, then neither Party will elect to arbitrate any Dispute falling within that portion of this provision found to be illegal or unenforceable and such Dispute shall be decided by a court of competent jurisdiction within the courts listed for jurisdiction above, and the Parties agree to submit to the personal jurisdiction of that court.<\/p>\n<p>16. CORRECTIONS<\/p>\n<p>There may be information on the Site that contains typographical errors, inaccuracies, or omissions, including descriptions, pricing, availability, and various other information. We reserve the right to correct any errors, inaccuracies, or omissions and to change or update the information on the Site at any time, without prior notice.<\/p>\n<p>17. DISCLAIMER<\/p>\n<p>THE SITE IS PROVIDED ON AN AS-IS AND AS-AVAILABLE BASIS. YOU AGREE THAT YOUR USE OF THE SITE AND OUR SERVICES WILL BE AT YOUR SOLE RISK. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, IN CONNECTION WITH THE SITE AND YOUR USE THEREOF, INCLUDING, WITHOUT LIMITATION, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE MAKE NO WARRANTIES OR REPRESENTATIONS ABOUT THE ACCURACY OR COMPLETENESS OF THE SITE\u2019S CONTENT OR THE CONTENT OF ANY WEBSITES LINKED TO THE SITE AND WE WILL ASSUME NO LIABILITY OR RESPONSIBILITY FOR ANY (1) ERRORS, MISTAKES, OR INACCURACIES OF CONTENT AND MATERIALS, (2) PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM YOUR ACCESS TO AND USE OF THE SITE, (3) ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SECURE SERVERS AND\/OR ANY AND ALL PERSONAL INFORMATION AND\/OR FINANCIAL INFORMATION STORED THEREIN, (4) ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM THE SITE, (5) ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE WHICH MAY BE TRANSMITTED TO OR THROUGH THE SITE BY ANY THIRD PARTY, AND\/OR (6) ANY ERRORS OR OMISSIONS IN ANY CONTENT AND MATERIALS OR FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF ANY CONTENT POSTED, TRANSMITTED, OR OTHERWISE MADE AVAILABLE VIA THE SITE. WE DO NOT WARRANT, ENDORSE, GUARANTEE, OR ASSUME RESPONSIBILITY FOR ANY PRODUCT OR SERVICE ADVERTISED OR OFFERED BY A THIRD PARTY THROUGH THE SITE, ANY HYPERLINKED WEBSITE, OR ANY WEBSITE OR MOBILE APPLICATION FEATURED IN ANY BANNER OR OTHER ADVERTISING, AND WE WILL NOT BE A PARTY TO OR IN ANY WAY BE RESPONSIBLE FOR MONITORING ANY TRANSACTION BETWEEN YOU AND ANY THIRD-PARTY PROVIDERS OF PRODUCTS OR SERVICES. AS WITH THE PURCHASE OF A PRODUCT OR SERVICE THROUGH ANY MEDIUM OR IN ANY ENVIRONMENT, YOU SHOULD USE YOUR BEST JUDGMENT AND EXERCISE CAUTION WHERE APPROPRIATE.<\/p>\n<p>18. LIMITATIONS OF LIABILITY<\/p>\n<p>IN NO EVENT WILL WE OR OUR DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL, OR PUNITIVE DAMAGES, INCLUDING LOST PROFIT, LOST REVENUE, LOSS OF DATA, OR OTHER DAMAGES ARISING FROM YOUR USE OF THE SITE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED HEREIN, OUR LIABILITY TO YOU FOR ANY CAUSE WHATSOEVER AND REGARDLESS OF THE FORM OF THE ACTION, WILL AT ALL TIMES BE LIMITED TO THE LESSER OF THE AMOUNT PAID, IF ANY, BY YOU TO US OR __________. CERTAIN US STATE LAWS AND INTERNATIONAL LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DISCLAIMERS OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MAY HAVE ADDITIONAL RIGHTS.<\/p>\n<p>19. INDEMNIFICATION<\/p>\n<p>You agree to defend, indemnify, and hold us harmless, including our subsidiaries, affiliates, and all of our respective officers, agents, partners, and employees, from and against any loss, damage, liability, claim, or demand, including reasonable attorneys\u2019 fees and expenses, made by any third party due to or arising out of: (1) your Contributions; (2) use of the Site; (3) breach of these Terms of Use; (4) any breach of your representations and warranties set forth in these Terms of Use; (5) your violation of the rights of a third party, including but not limited to intellectual property rights; or (6) any overt harmful act toward any other user of the Site with whom you connected via the Site. Notwithstanding the foregoing, we reserve the right, at your expense, to assume the exclusive defense and control of any matter for which you are required to indemnify us, and you agree to cooperate, at your expense, with our defense of such claims. We will use reasonable efforts to notify you of any such claim, action, or proceeding which is subject to this indemnification upon becoming aware of it.<\/p>\n<p>20. USER DATA<\/p>\n<p>We will maintain certain data that you transmit to the Site for the purpose of managing the performance of the Site, as well as data relating to your use of the Site. Although we perform regular routine backups of data, you are solely responsible for all data that you transmit or that relates to any activity you have undertaken using the Site. You agree that we shall have no liability to you for any loss or corruption of any such data, and you hereby waive any right of action against us arising from any such loss or corruption of such data.<\/p>\n<p>21. ELECTRONIC COMMUNICATIONS, TRANSACTIONS, AND SIGNATURES<\/p>\n<p>Visiting the Site, sending us emails, and completing online forms constitute electronic communications. You consent to receive electronic communications, and you agree that all agreements, notices, disclosures, and other communications we provide to you electronically, via email and on the Site, satisfy any legal requirement that such communication be in writing. YOU HEREBY AGREE TO THE USE OF ELECTRONIC SIGNATURES, CONTRACTS, ORDERS, AND OTHER RECORDS, AND TO ELECTRONIC DELIVERY OF NOTICES, POLICIES, AND RECORDS OF TRANSACTIONS INITIATED OR COMPLETED BY US OR VIA THE SITE. You hereby waive any rights or requirements under any statutes, regulations, rules, ordinances, or other laws in any jurisdiction which require an original signature or delivery or retention of non-electronic records, or to payments or the granting of credits by any means other than electronic means.<\/p>\n<p>22. CALIFORNIA USERS AND RESIDENTS<\/p>\n<p>If any complaint with us is not satisfactorily resolved, you can contact the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs in writing at 1625 North Market Blvd., Suite N 112, Sacramento, California 95834 or by telephone at (800) 952-5210 or (916) 445-1254.<\/p>\n<p>23. MISCELLANEOUS<\/p>\n<p>These Terms of Use and any policies or operating rules posted by us on the Site or in respect to the Site constitute the entire agreement and understanding between you and us. Our failure to exercise or enforce any right or provision of these Terms of Use shall not operate as a waiver of such right or provision. These Terms of Use operate to the fullest extent permissible by law. We may assign any or all of our rights and obligations to others at any time. We shall not be responsible or liable for any loss, damage, delay, or failure to act caused by any cause beyond our reasonable control. If any provision or part of a provision of these Terms of Use is determined to be unlawful, void, or unenforceable, that provision or part of the provision is deemed severable from these Terms of Use and does not affect the validity and enforceability of any remaining provisions. There is no joint venture, partnership, employment or agency relationship created between you and us as a result of these Terms of Use or use of the Site. You agree that these Terms of Use will not be construed against us by virtue of having drafted them. You hereby waive any and all defenses you may have based on the electronic form of these Terms of Use and the lack of signing by the parties hereto to execute these Terms of Use.<\/p>\n<p>24. CONTACT US<br \/>\nIn order to resolve a complaint regarding the Site or to receive further information regarding use of the Site, please contact us at:<br \/>\nMRG Technologies, LTD.<br \/>\nMike Greco, LTD.<br \/>\n348 NW Broadview St<br \/>\nSuite #.: 101m<br \/>\nPort Saint Lucie, FL 34983-1609<br \/>\nUnited States<br \/>\ne-Mail address MikeGreco@MikeGreco.com<\/p>\n<h1>Website Disclaimer<\/h1>\n<div class=\"entry-content\">\n<h1>Website Disclaimer<\/h1>\n<p>DISCLAIMER<\/p>\n<p>Last updated February 21, 2022<\/p>\n<p>WEBSITE DISCLAIMER<\/p>\n<p>The information provided by MRG Technologies, LTD. (\u201cwe,\u201d \u201cus\u201d, or \u201cour\u201d) DOING BUSINESS AS (DBA) Mike Greco, LTD. on http:\/\/MikeGreco.com (the \u201cSite\u201d) is for general informational &amp; education purposes only. All information on the Site is provided in good faith, however we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability or completeness of any information on the Site. UNDER NO CIRCUMSTANCE SHALL WE HAVE ANY LIABILITY TO YOU FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF THE SITE OR RELIANCE ON ANY INFORMATION PROVIDED ON THE SITE. YOUR USE OF THE SITE AND YOUR RELIANCE ON ANY INFORMATION ON THE SITE IS SOLELY AT YOUR OWN RISK.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Cookie Policy Cookie Policy COOKIE POLICY Last updated February 21, 2022 This Cookie Policy explains how Mike Greco, LTD. (\u201cCompany\u201d, \u201cwe\u201d, \u201cus\u201d, and \u201cour\u201d) uses cookies and similar technologies to recognize you when you visit our websites at http:\/\/mikegreco.com, (\u201cWebsites\u201d). &hellip; <a href=\"http:\/\/mikegreco.com\/index.php\/all-in-one-policy\/\">Continue reading <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-49","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"http:\/\/mikegreco.com\/index.php\/wp-json\/wp\/v2\/pages\/49","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/mikegreco.com\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"http:\/\/mikegreco.com\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"http:\/\/mikegreco.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/mikegreco.com\/index.php\/wp-json\/wp\/v2\/comments?post=49"}],"version-history":[{"count":4,"href":"http:\/\/mikegreco.com\/index.php\/wp-json\/wp\/v2\/pages\/49\/revisions"}],"predecessor-version":[{"id":61,"href":"http:\/\/mikegreco.com\/index.php\/wp-json\/wp\/v2\/pages\/49\/revisions\/61"}],"wp:attachment":[{"href":"http:\/\/mikegreco.com\/index.php\/wp-json\/wp\/v2\/media?parent=49"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}